In the event that a person is homeless and has no job, and can't find a job for more than 6 months.  All Debts must be forgiven.  This includes Defaulted Student Loans and All other Defaulted Loans.

If a person is in this situation, Child Support Should be waved until The person can get on their feet.  And the Child Support Should be a small percentage of their pay check.  If they make less than $200 a week, that is not enough to ask for child support.

If a family is homeless and the parents have defaulted loans.  The loans MUST be forgiven.  And they should be granted the ability to file for bankruptcy for free, and all their debts(including student loans, defaulted loans)should be wiped clean.