Maintain control of your home's value. NO HVCC!
Target:
Homeowners and home buyers
Sponsored by:
The home and valuation code of conduct legislation will allow mortgage giants to use computer automated property valuation systems, eliminating human element and expertise from the appraisal process. Computer systems can't see improvements made on one property versus another, so basic comparative sales figures will be the primary driver of the automated calculations, a very unfair and unrealistic method. At http://www.99strategies.com/ learned how to combat the new HVCC legislation that could control real estate appraisals and render every homeowner upgrade, renovation and popular external attraction, like waterfront properties, obsolete
The home and valuation code of conduct legislation will allow mortgage giants to use computer automated property valuation systems, eliminating human element and expertise from the appraisal process. Computer systems can't see improvements made on one property versus another, so basic comparative sales figures will be the primary driver of the automated calculations, a very unfair and unrealistic method. At http://www.99strategies.com/ learned how to combat the new HVCC legislation that could control real estate appraisals and render every homeowner upgrade, renovation and popular external attraction, like waterfront properties, obsolete
We signed the "Maintain control of your home's value. NO HVCC!" petition!
# 19:
9:50 am PST, Feb 19,
Name not displayed, Colorado
# 18:
3:14 am PST, Feb 19,
Lynda Harding, United Kingdom
# 17:
1:28 pm PST, Feb 18,
Alphonso Esposito, Massachusetts
# 16:
9:54 am PST, Feb 18,
Robert Cote, Massachusetts
This is solely being done so big lenders and national appraiser firms get the majority of the market while the little guys, mortgage brokers and appraisers alike, get the shaft as usual.
This is solely being done so big lenders and national appraiser firms get the majority of the market while the little guys, mortgage brokers and appraisers alike, get the shaft as usual.
# 15:
1:54 pm PST, Jan 25,
Jennifer Gardner, Florida
# 14:
7:51 am PDT, Oct 13,
Name not displayed, North Carolina
I specialize in evaluating foreclosed properties. I can't say that I have ever appraised a foreclosed property that foreclosed because the property had a jacked up appraisal. Ninty nine times out of a hundred, it was due to that person not deserving the loan in the first place. Bad credit, no money to put down, tons of debts, let us find a program for you. Oh by the way, we are going to double your closing cost, Your interest rate will increase every year, but you desearve to own your own home. This concept is the problem!!! Not the independent appraiser being preasured by the brokers. God forbid they look at that. No lets just bail out all these folks, and cut the communiocations between the apraisers and brokers. And if you want to get better quality appraisals, let the management companies cut their fees by 30-40%!!! Wow, you have to wonder why we are in such a mess? Not really, another political screw up, and it is going to continue with this code unless it is significantly changed! PS: Why is the att. General of New York (New York has one of the highest mortgage fruad rates in the country)and fannie/freddie (who are being bailed out by our tax money because of there neglegence), makeing decisions for the mortgage/appraisal structure nationwide.
I specialize in evaluating foreclosed properties. I can't say that I have ever appraised a foreclosed property that foreclosed because the property had a jacked up appraisal. Ninty nine times out of a hundred, it was due to that person not deserving the loan in the first place. Bad credit, no money to put down, tons of debts, let us find a program for you. Oh by the way, we are going to double your closing cost, Your interest rate will increase every year, but you desearve to own your own home. This concept is the problem!!! Not the independent appraiser being preasured by the brokers. God forbid they look at that. No lets just bail out all these folks, and cut the communiocations between the apraisers and brokers. And if you want to get better quality appraisals, let the management companies cut their fees by 30-40%!!! Wow, you have to wonder why we are in such a mess? Not really, another political screw up, and it is going to continue with this code unless it is significantly changed! PS: Why is the att. General of New York (New York has one of the highest mortgage fruad rates in the country)and fannie/freddie (who are being bailed out by our tax money because of there neglegence), makeing decisions for the mortgage/appraisal structure nationwide.
# 13:
3:11 pm PDT, Sep 18,
Simos Tarabatzis, Greece
# 12:
7:29 am PDT, Sep 14,
Jean Bremer, Illinois
# 11:
9:42 am PDT, Sep 4,
Vidya Sims, California
# 10:
10:44 am PDT, Aug 25,
Patricia Moles, North Carolina
This is not a solution to the problems we face in the mortgage and housing industry. The qualified real estate appraiser is the MOST integral player in the process. Please safeguard the future of this much needed professional for the important role and service they provide to the consumer! Remove them and you remove ALL integrity!
This is not a solution to the problems we face in the mortgage and housing industry. The qualified real estate appraiser is the MOST integral player in the process. Please safeguard the future of this much needed professional for the important role and service they provide to the consumer! Remove them and you remove ALL integrity!
# 9:
9:09 am PDT, Aug 24,
Karen Stillwell, Tennessee
# 8:
2:42 am PDT, Aug 23,
Lisa Parshley, North Carolina
# 7:
11:35 pm PDT, Aug 22,
Robbie Moles, North Carolina
This will further ruin the housing market of the United States.
This will further ruin the housing market of the United States.
# 6:
3:17 pm PDT, Aug 22,
Name not displayed, New York
# 5:
11:04 am PDT, Aug 22,
Amanda Riley, New Jersey
# 3:
8:30 am PDT, Aug 22,
Pam Boland, Georgia
# 2:
7:47 pm PDT, Aug 21,
Name not displayed, Singapore
# 1:
2:44 pm PDT, Aug 21,
Lacey O'Neary, Pennsylvania
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