Because we have had enough of home being taken away from us by PHH Mortgage. And no ones there to help us. We need to found fight them back. They have taken our home and destroyed our lives, fanmily and credit. We must do something about this so that the next person or generation coming along dont have to go thru what we do. PHH Mortgagewe it to us for their mistakes and wrongful doings. They are making us pay a price that we dont deserve. And do to these mistakes damages to our lives that they expect us to live with. But we must show them we are not going to sit back and take it anymore.