Now more than ever we must stop this unfair practice of rating drivers based on their credit scores! Many families are suffering financial hardships due to the economy. It just doesn't make sense to raise their auto premiums based on credit scores that are affected by the market! There are many bad drivers with good credit, just as there are many good drivers with bad credit! The economy is altering your credit scores through no fault of your own! Currently, Credit card companies are canceling or reducing credit limits of consumers with "good" credit due to the poor economy. This unfairly lowers your credit score! Auto Insurence companies raise your premiums based on those ratings! This is just not right! Even when we enjoyed a prosperous economy and low unemployment, it didn't make sense to use credit scores to rate drivers! It assumes that if you have poor credit that you are a bad driver! This is rediculous! It blindly discriminates against our nations' poor! It doesn't take into account a family that has suffered a major medical incident draining all of their savings and possibly forcing them out of a job. It doesn't recognize the family whose head of household gets laid off due to company downsizing which forces that family's home into foreclosure! There is just no way to equate these circumstances with ones driving ability! Click here and write your representative. We must stop auto insurers from using credit scores to determine your premiums! Find your representatives here! www.house.gov/ you may need to copy and paste first
Dear Decision Maker,
With todays economy, my credit scores are being unfairly affected. Credit card companies are canceling my cards with zero balance and reducing my credit limit on my active cards! This is lowering my credit score through no fault of my own! Since my auto premiums are being rated using my credit score, it is only a matter of time before my auto premiums will go up! Now is the time to put a stop to Insurence companies using our credit scores to rate our premiums. Many American families are suffering during this financial crisis, and we need your help in putting a stop to this unfair practice! Thank you for your consideration in this important matter!
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