DON'T LOSE YOUR HOME DUE TO A LOW CREDIT RATING!

I have been a homeowner for almost 13 years, and have been paying for Homeowner's Insurance throughout this time. This is what most homeowner's must do, in order to appease the mortgage company, as well as protect our assets. For 11 of those years, the insurance premium was under $2,000.00 per year, which was a reasonable monthly payment amount. However, after 2 years with the same insurance company and no claims EVER, in 2016 my premium was raised an additional $2,000.00 per year. I had never entered an insurance claim at that time, and I believed it to be an error. When I called the insurance company and inquired about the increase, she told me, using markedly ambiguous language, that my lowered credit score was the culprit! Despairingly, I paid for this increase, despite my ethical and moral objections to this practice.
In early 2017, we had a house fire, and were forced to log a claim on our Homeowner's Insurance policy. It was an enormous relief to have our company pay out for the damage! However, this month, our policy renews, and guess what? Another $2,000.00 per year was added to the policy premium! When I called my insurance agent to try to find a cheaper homeowner's insurance policy, she told me that all other companies were flat out denying coverage to myself and my family.
We are now in a situation where we are forced to pay a premium for Homeowner's Insurance that WE ARE FORCED TO HAVE, AT A RATE THAT WE CANNOT AFFORD, BECAUSE MY CREDIT SCORE CAUSED MY POLICY PREMIUM TO SKYROCKET!! The law varies state to state, as this practice is banned in Maryland and Hawaii for Homeowner's Insurance, and in California, Massachusetts, and Hawaii for auto insurance. This is proof that some states see raising insurance rates due to a low credit score as morally wrong. Why not make this a federal law, in order to save the American public the extra possibility of losing their homes?! I want to see the practice of insurance companies using our credit scores to determine policy rates to become illegal across the country! Please sign this petition, and force this change! Preserve our American Dream!
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