WE THE PEOPLE, IN ORDER TO FORM A MORE PERFECT UNION, NEED TO PETITTION THE LAW MAKERS TO PROTECT OUR RIGHTS ABOUT CREDIT RATINGS. ALSO WE NEED PROTECTION ABOUT THE INTEREST RATES BEING INCREASED BECAUSE OF LOW RATINGS.
FINANCIAL AND BANKING INSTITUTIONS HAVE SET UP THE RATINGS IN ORDER TO CHARGE HIGHER RATES OF INTEREST.                                                       NOT BECAUSE OF YOUR ABILITY TO REPAY.
I BELIEVE IF ALL BAD DEBT WERE ERACED,AS THEY DID FOR THE BANKING INDUSTRY, AND THE ABILITY TO PAY, WAS USED FOR LOANS. OUR RECESSION WOULD BE OVER. LOTS OF PEOPLE COULD BUY CARS, HOUSES, START BUSINESS'. THIS WOULD STIMULATE THE ECONOMY.
MAKE EVERYONE EQUIL, START NEW.   MAKE THINGS YOU PURCHASE BE WORTH THE $$$$$'S SPENT...    BE AMERICAN AGAIN.

WHY DO YOU NEED ACREDIT REPORT TO RENT A HOUSE OR AN APPARTMENT?
WHY CAN UTILITIES CAUSE YOU TO HAVE BAD CREDIT. PHONE COMPANYS, CELL PHONE COMPANIES, DOCTORS, HOSPITALS?
WHY DO YOU NEED GOOD CREDIT TO GET GOOD INSURANCE RATES.
WHY DOES OUR ELECTED OFFICALS ALLOW LAWS TO BE PASSED ALLOWING THESE THINGS.
HOW DID WE GET HERE????? LETS DO SOMETHING!!!!!!!