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The cost of higher education is a concern for most Americans and the exorbitant interest rates applied to the primary funding source for this education (i.e: Federal subsidized, unsubsidized and plus loans) compounds this issue and makes it unaffordable for the average American.
How much do we truly value education in this Country if the average person with a decent credit score can secure a car loan or mortgage at a significantly decreased interest rate but is expected to pay 6.8% for something that never depreciates, intellectual property? The repayment offerings presented by the government consist of a ten year term with an extremely high monthly payment or a lower monthly payment option over twenty-five years that more than doubles the repayment amount.
It is time that WE, the Nation, stand up and truly make education affordable by loosening the noose of education debt from our respective necks. It is time to get our Federally issued student loan rates to 0%. WE are the taxpayers and it is OUR money that is being lent. How can we be expected to pay back OUR own money at exorbitant interest rates?
Education is the key that will ensure that this Country thrives in the future and money should not be the deterrent that holds anyone with the aptitude and the desire to learn back from achieving their dreams and making this a better and more learned place to live.
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