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Reform Unfair Credit Card Tricks

Target: U.S. Federal Reserve Board
Sponsored by: Americans for Fairness in Lending

Do you think it's unfair when a credit card company suddenly decides to apply a new, higher interest on an old balance? Have you ever received a credit card bill, only to realize that it was due so soon that you had to pay it right away?

The Federal Reserve Board and two other federal banking agencies are proposing a rule to reform some of the most unfair credit card tricks. But this important new rule is just a proposal at this point, and the banks are fighting hard to weaken it before it becomes final.

Don't let the banks win! Share with the Federal Reserve Board your experience with unfair credit card practices. Putting your personal story into the Federal Reserve Board's comment process ensures that the Fed hears about all types of unfair credit card practices and improves the odds that a strong version of the rule is adopted.

The Fed will only take into account messages with personalized comments, so please be sure to include a comment. Also, the comments you submit will be made available to the public, so don't include your account number.

deadline: 8-3-2008
goal: 10,000

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Dear Federal Reserve Board,

[Your comment]

The new proposed credit card rules curb some abusive lending practices that drive consumers deeper in debt. I urge you to implement these rules to provide relief to people like me who just want a fair deal from credit card companies.

Sincerely,
[Your name here]

We took action on “Reform Unfair Credit Card Tricks”!

# 150:

1:49 am PDT, Jun 17, Fabio Roccaforte, Italy

# 149:

1:48 am PDT, Jun 17, David DePoe, Pennsylvania

# 148:

1:30 am PDT, Jun 17, Timothy Bruck, Ohio

# 147:

1:24 am PDT, Jun 17, Leah Lefler, Virginia

# 146:

1:13 am PDT, Jun 17, Erika Parker, California

# 145:

1:04 am PDT, Jun 17, Jennifer Cribbs, Ohio

# 144:

1:02 am PDT, Jun 17, Wendy Nichols, California

# 143:

12:54 am PDT, Jun 17, Margaret Patrick, United Kingdom

# 142:

12:46 am PDT, Jun 17, Francisco Mendoza, Florida

# 141:

12:41 am PDT, Jun 17, Roxann Contrenchis, Louisiana

# 140:

12:02 am PDT, Jun 17, Cecy V. Aguirre López, Mexico

# 139:

12:01 am PDT, Jun 17, Sam H. Brown, Texas
DO NOT ISSUE CREDIT CARDS TO UNQUALIFIED PEOPLE WHO WILL LIVE ABOVE THEIR MEANS.

# 138:

10:56 pm PDT, Jun 16, Peace Dove, California

# 137:

10:53 pm PDT, Jun 16, Sharri Kallonas, California

# 136:

10:38 pm PDT, Jun 16, Gene Anderson, Oklahoma
Raising interest rates withoutcause or reason should be illegal. It's time the banks stop changing rates and manipulating the public. They are as bad as the oil companies.

# 135:

10:22 pm PDT, Jun 16, Paula Pine, California

# 134:

10:13 pm PDT, Jun 16, David Walker, Arizona

# 133:

9:57 pm PDT, Jun 16, Dale Ellis, Colorado

# 132:

9:52 pm PDT, Jun 16, Rachel Sanchez, New Mexico

# 131:

9:49 pm PDT, Jun 16, Jim Phillips, California
Unfair credit card practices hurt people while the banks and corporations make enormous profits. Reform of the card card companies must be done soon and properly.

# 130:

9:49 pm PDT, Jun 16, Lana Shallen, California

# 129:

9:33 pm PDT, Jun 16, Joel Sanchez, New Mexico

# 128:

9:32 pm PDT, Jun 16, Jennifer Caunedo, Florida

# 127:

9:32 pm PDT, Jun 16, Karen Campbell, California

# 126:

9:28 pm PDT, Jun 16, Charles stewart Mclachlan, United Kingdom

# 125:

9:27 pm PDT, Jun 16, Joyce Barone, Pennsylvania

# 124:

9:20 pm PDT, Jun 16, Jennifer Caves, Montana

# 123:

9:11 pm PDT, Jun 16, Roxie Schliesman, Wisconsin

# 122:

9:09 pm PDT, Jun 16, Tim Redfern, Tennessee
It is not right, in principle, that this matter is being handled by a private corporation such as the Federal Reserve Board, which is as "Federal" as "Federal Express". The FRB is an unconstitutional, illegal institution and should be abolished immediately!

# 121:

9:00 pm PDT, Jun 16, Name not displayed, Florida
This reform is long overdue.

# 120:

8:55 pm PDT, Jun 16, Sara Salyers, Tennessee

# 119:

8:52 pm PDT, Jun 16, Drew Blanton, New Mexico

# 118:

8:30 pm PDT, Jun 16, Michael Barth, California

# 117:

8:22 pm PDT, Jun 16, Candy LeBlanc, California

# 116:

8:17 pm PDT, Jun 16, Debra Lieberman, Pennsylvania

# 115:

8:04 pm PDT, Jun 16, Filomena Laforgia, New Jersey

# 114:

7:59 pm PDT, Jun 16, Jason Bowman, California

# 113:

7:47 pm PDT, Jun 16, Christine Sande, Minnesota

# 112:

7:45 pm PDT, Jun 16, Crystal Conklin, Arizona

# 111:

7:45 pm PDT, Jun 16, Name not displayed, Michigan

# 110:

7:45 pm PDT, Jun 16, Christina Gottesfeld, Pennsylvania

# 109:

7:35 pm PDT, Jun 16, Susan Harmon, Texas

# 108:

7:32 pm PDT, Jun 16, Anastasia Fiandaca, California
I don't have a particular story to share, but I have seen too many people be manipulated and taken advantage of by crazy credit card terms of service.

# 107:

7:25 pm PDT, Jun 16, Melissa Germano, New York

# 106:

7:22 pm PDT, Jun 16, Christine Dunbar, Pennsylvania
For the every day consumer, credit cards are a pain; but in todays society they're a must as well. Please consider the proposed rules. Give us consumers a fair chance.

# 105:

7:18 pm PDT, Jun 16, Harry King, Florida

# 104:

7:03 pm PDT, Jun 16, Ali Farr, Minnesota

# 103:

7:01 pm PDT, Jun 16, Sharon Wooten, Missouri

# 102:

6:58 pm PDT, Jun 16, YLynn Foster, Texas

# 101:

6:51 pm PDT, Jun 16, Brian Lackner, Oregon

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Reform Unfair Credit Card Tricks

This petition has been closed.