Congress is ducking out on providing quality healthcare for America.
Congress is currently considering legislation to allow Association Health Plans (AHPs) to take away what few health protections we have under state law.
AHPs will make America's families sitting ducks. AHP insurers will
raise your rates if you get sick. AHP insurers will not be required to have cash on hand to pay your claims. AHP insurers will not allow you to appeal their decisions when they deny your claim. And, AHP insurers will restrict essential healthcare services including OB-GYN choice and mandatory mammogram coverage for women.
Tell Congress to stop taking aim at America's families. Tell them to oppose
I'm concerned about proposed legislation that would allow some insurers to make patients pay the full cost of mammograms, emergency care, and access to an OB/GYN or other specialist.
This legislation, the Small Business Health Fairness Act of 2005, S. 406/H.R. 525, would create Association Health Plans (AHPs), a new class of insurance that would be exempt from all state laws protecting consumers and patients. Companies would be allowed to offer insurance without the reserves to pay claims. Patients would lose their right to appeal when their insurance company denies their claims.
We cannot allow the big insurance companies to use rising costs as an excuse to offer substandard care. I urge you to oppose S. 406/H.R. 525.
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