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Save Downpayment Assistance Programs
Target: U.S. House of Representatives
Sponsored by: The Nehemiah Program
Sponsored by: The Nehemiah Program
Since 1997, downpayment assistance (DPA) programs have helped more than 1 million families become homeowners. But the Housing and Economic Recovery Act of 2008 eliminated these programs when President Bush signed it into law on July 30, 2008.
While that housing bill was intended to "rescue" the housing industry, the elimination of the DPA program will have the exact opposite effect. Not only did it eliminate DPA programs, it also instituted a downpayment requirement increase from 3 percent to 3.5 percent. This combination is a recipe for disaster and will further hurt the already crippled housing market.
Fortunately, Congress has worked to remedy the problem. The FHA Seller-Financed Downpayment Reform and Risk-Based Pricing Authorization Act of 2008 (H.R. 6694) would allow downpayment assistance programs to continue, help families who are credit-worthy, protect the already fragile economy, improve the current housing market and save jobs.
Urge your representative to support H.R. 6694 today!
While that housing bill was intended to "rescue" the housing industry, the elimination of the DPA program will have the exact opposite effect. Not only did it eliminate DPA programs, it also instituted a downpayment requirement increase from 3 percent to 3.5 percent. This combination is a recipe for disaster and will further hurt the already crippled housing market.
Fortunately, Congress has worked to remedy the problem. The FHA Seller-Financed Downpayment Reform and Risk-Based Pricing Authorization Act of 2008 (H.R. 6694) would allow downpayment assistance programs to continue, help families who are credit-worthy, protect the already fragile economy, improve the current housing market and save jobs.
Urge your representative to support H.R. 6694 today!
Sign Petition see who signed this
We signed the “Save Downpayment Assistance Programs” petition!
# 10,111:
8:18 pm PST, Nov 26,
Rika Toll, Utah
# 10,110:
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8:01 pm PST, Nov 24,
Matthew Tripp, South Carolina
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# 10,109:
7:25 pm PST, Nov 13,
Name not displayed, New York
# 10,108:
6:16 am PST, Nov 13,
Richard Franco, Minnesota
# 10,107:
3:02 pm PST, Nov 12,
AISHA FAULK, New Jersey
I AM SIGNING THIS PETITION BECAUSE I AM CURRENTLY IN THE PROCESS OF TRYING TO PURCHASE A HOME AND I AM HAVING A HARD TIME FINDING DOWNPAYMENT ASSISTANCE. THESE PROGRAMS BEING CUT ARE GOING TO PREVENT HARD WORKING AND DESERVING PEOPLE FROM BEING ABLE TO LIVE THE DREAM OF HOME OWNERSHIP.
I AM SIGNING THIS PETITION BECAUSE I AM CURRENTLY IN THE PROCESS OF TRYING TO PURCHASE A HOME AND I AM HAVING A HARD TIME FINDING DOWNPAYMENT ASSISTANCE. THESE PROGRAMS BEING CUT ARE GOING TO PREVENT HARD WORKING AND DESERVING PEOPLE FROM BEING ABLE TO LIVE THE DREAM OF HOME OWNERSHIP.
# 10,106:
1:14 pm PST, Nov 11,
Brittany Sua, Maryland
# 10,105:
10:32 am PST, Nov 10,
Linda Erickson, Iowa
# 10,104:
9:43 am PST, Nov 10,
NAIMA CHIORANDO, New York
# 10,103:
2:45 pm PST, Nov 6,
Name not displayed, Texas
I was so close to finally getting my home in September but couldn't find one in time and now because of my situation my dream is gone
I was so close to finally getting my home in September but couldn't find one in time and now because of my situation my dream is gone
# 10,102:
1:21 pm PST, Nov 6,
Alan J. Burke, New Hampshire
# 10,101:
9:25 am PST, Nov 5,
Name not displayed, Arizona
# 10,100:
10:23 pm PST, Nov 4,
Kris K, Pennsylvania
# 10,099:
9:25 am PST, Nov 4,
Athena Lynch, Florida
# 10,098:
7:23 am PST, Nov 4,
Name not displayed, Canada
Everyone should be able to purchase an affordable family home. This should be allowed to every individual regardless of income.
Everyone should be able to purchase an affordable family home. This should be allowed to every individual regardless of income.
# 10,097:
5:10 pm PST, Nov 3,
CXhernail Arnold, Georgia
This is what the American Dream is all about.
This is what the American Dream is all about.
# 10,096:
9:16 pm PDT, Oct 26,
Melissa Rudolph, Illinois
# 10,095:
12:10 pm PDT, Oct 24,
Christopher Tsombanis, New York
# 10,094:
10:07 am PDT, Oct 20,
Karen Brousseau, Connecticut
# 10,093:
5:30 am PDT, Oct 20,
Quwana Swindell, Georgia
# 10,092:
3:56 pm PDT, Oct 17,
Name not displayed, Rhode Island
help to keep the american dream real, sign the petition.
help to keep the american dream real, sign the petition.
# 10,091:
12:12 pm PDT, Oct 16,
Trina Conley, Oklahoma
Down payment assistance programs are how most Americans are able to purchase their homes. Most families cannot save the type of money that is needed to make a down payment on a home, especially when the economy is like it is now. People are complaining that the housing market is in a rut and this is one of the few things that could help bring it back out.
Down payment assistance programs are how most Americans are able to purchase their homes. Most families cannot save the type of money that is needed to make a down payment on a home, especially when the economy is like it is now. People are complaining that the housing market is in a rut and this is one of the few things that could help bring it back out.
# 10,090:
5:39 am PDT, Oct 16,
Name not displayed, Illinois
# 10,089:
2:54 pm PDT, Oct 15,
Elizabeth Keith, California
# 10,088:
10:08 pm PDT, Oct 14,
Cindy Andersen, Illinois
# 10,087:
12:27 pm PDT, Oct 14,
Janet Alan, Minnesota
# 10,086:
9:45 am PDT, Oct 14,
Colleen Malone-Engel, California
# 10,085:
10:29 am PDT, Oct 13,
Jeff Mazon, Illinois
the assistance provided by this program is vital to the economy as it benefits the people that keep the economy moving. We've taken care of the private financial organizations, now it's time to take care of the public too.
the assistance provided by this program is vital to the economy as it benefits the people that keep the economy moving. We've taken care of the private financial organizations, now it's time to take care of the public too.
# 10,084:
8:47 am PDT, Oct 13,
Tomiko Dunagan-Wood, Illinois
# 10,083:
7:12 am PDT, Oct 13,
Tina Bronw, Illinois
This program started as a faith based program and why should it be removed from those that keep the faith of living the "American Dream". Please keep this program going. P.S. I wish I would have know about this program!!
This program started as a faith based program and why should it be removed from those that keep the faith of living the "American Dream". Please keep this program going. P.S. I wish I would have know about this program!!
# 10,082:
3:57 pm PDT, Oct 11,
Amy Levy, Texas
I am a middle-class citizen who dreams of owning a home, but who does not have the means to save for a down-payment. The DPA would make it possible for me to own my own home without making me wait years to save up money for a down payment.
I am a middle-class citizen who dreams of owning a home, but who does not have the means to save for a down-payment. The DPA would make it possible for me to own my own home without making me wait years to save up money for a down payment.
# 10,081:
10:39 pm PDT, Oct 10,
Jeff Dearman, Massachusetts
# 10,080:
12:15 pm PDT, Oct 9,
Julia Hoffman, South Africa
# 10,079:
11:41 am PDT, Oct 9,
Gelia Bilbrey, Tennessee
# 10,078:
5:48 am PDT, Oct 8,
Marc Glinstra, Tennessee
Wow something that would help drive home sales and the economy and those in Washington kill it off. No point in candy coating it what a stupid move during these tough times. Spend a trillion to bail out those companies that put us in our position but hurt the little guy even more. The possible homeowner, builder, workers and more! What happen to plain old common sense. Sincerely, Marc Glinstra
Wow something that would help drive home sales and the economy and those in Washington kill it off. No point in candy coating it what a stupid move during these tough times. Spend a trillion to bail out those companies that put us in our position but hurt the little guy even more. The possible homeowner, builder, workers and more! What happen to plain old common sense. Sincerely, Marc Glinstra
# 10,077:
7:40 pm PDT, Oct 6,
James Hibbard, Massachusetts
# 10,076:
10:12 am PDT, Oct 6,
Kim Dixon, Missouri
# 10,075:
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5:44 pm PDT, Oct 5,
Susan Marden, Maine
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# 10,074:
4:38 pm PDT, Oct 5,
Candace Colangelo, Washington
As a single parent is is hard to come up with 3% down payment.
As a single parent is is hard to come up with 3% down payment.
# 10,073:
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9:40 am PDT, Oct 5,
Dreama Runyon, Florida
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# 10,072:
12:41 pm PDT, Oct 4,
Erin Rumsey, New York
# 10,071:
10:55 am PDT, Oct 4,
Lisa Lawson, Michigan
# 10,070:
9:58 am PDT, Oct 4,
Carla Tuke, Utah
# 10,069:
9:35 pm PDT, Oct 3,
Jan Mcconnell, Pennsylvania
# 10,068:
3:58 pm PDT, Oct 3,
Angela Crane, Washington
# 10,067:
12:51 pm PDT, Oct 3,
Nan Violett, Michigan
# 10,066:
10:36 am PDT, Oct 3,
Rocky Denha, Michigan
# 10,065:
8:42 am PDT, Oct 3,
Margaret Thomas, Washington
# 10,064:
10:05 pm PDT, Oct 1,
Gianna Abondolo, California
# 10,063:
8:32 pm PDT, Oct 1,
Sarah Morgan, Alaska
# 10,062:
2:55 pm PDT, Oct 1,
Jennett Burton, Utah
Bail ALL AMERICANS OUT and let them be able to afford to purchase a home.
Bail ALL AMERICANS OUT and let them be able to afford to purchase a home.
# 10,061:
2:31 pm PDT, Oct 1,
Name not displayed, New Jersey
# 10,060:
1:32 pm PDT, Oct 1,
Jayden Divane, New York
# 10,059:
9:47 am PDT, Oct 1,
Alex Burton, Tennessee
# 10,058:
9:39 am PDT, Oct 1,
Wesley Chery jr, North Carolina
# 10,057:
9:29 am PDT, Oct 1,
Denise Kimball, Florida
# 10,056:
8:39 am PDT, Oct 1,
Shandy Burton, Tennessee
# 10,055:
9:46 pm PDT, Sep 30,
Nancy Okita, Illinois
# 10,054:
5:07 pm PDT, Sep 30,
Carol Kramer, Illinois
# 10,053:
1:06 pm PDT, Sep 30,
Lida Vala, California
# 10,052:
12:15 pm PDT, Sep 30,
CARLA POOLE, Maryland
I support the use of down payment assistance programs. I have assisted over 100 families obtain home-ownership with this program. My clients met all of the requirements that have been set forth by HUD. They were all credit worthy, had stable jobs and paid their rent on time. DPAs allow for people to "swap" their rent payment for a mortgage payment. Which to me is beneficial for everyone. In these times current rents are just as high if not higher than what a mortgage payment would be. The condition of this current market has made every lender put a strangle hold on borrowers who so desparately want a home. There are so many changes that it is hard to keep up with them. The one constant is knowing that we can still follow all of the guidelines set forth by FHA and allow people to buy their own home using the Down Payment Assistantance Programs. KEEP THE DPAs
I support the use of down payment assistance programs. I have assisted over 100 families obtain home-ownership with this program. My clients met all of the requirements that have been set forth by HUD. They were all credit worthy, had stable jobs and paid their rent on time. DPAs allow for people to "swap" their rent payment for a mortgage payment. Which to me is beneficial for everyone. In these times current rents are just as high if not higher than what a mortgage payment would be. The condition of this current market has made every lender put a strangle hold on borrowers who so desparately want a home. There are so many changes that it is hard to keep up with them. The one constant is knowing that we can still follow all of the guidelines set forth by FHA and allow people to buy their own home using the Down Payment Assistantance Programs. KEEP THE DPAs
# 10,051:
11:33 am PDT, Sep 30,
Shannon Gonzales-Provost, Texas