1. A public option health insurance policy in which Congress determines the benefits to be provided, the premiums to be charged and the fees to be paid to health care providers.
2. The free choice for all people legally resident in the United States to choose their health insurance, public or private, regardless of whether or not they are currently insured through employment or otherwise, and that those who choose insurance other than that available through their employment be reimbursed if the insurance they choose costs less than that available through their employment.
3. That each health insurance policy in the United States be available to all people without discrimination in any form, including but not limited to price and terms, regardless of health, age, sex, family status, gender, race, genetic makeup or, any other way in which people are now, or in the future, distinguished from each other.
4. That all health insurance be available for purchase across state lines without price affected by any factors related to the residence of the insurer or insured.
5. That no health insurer can cancel a person's policy if they become sick.
6. That all health insurance offered in the United States offer certain minimum benefits.
7. That any insurance exchange, or other streamlined health insurance market place, be a national exchange or marketplace and not a state or regional one.
8. That the anti-trust laws apply to all health insurance.
9. That there be no caps on coverage of any sort, lifetime or otherwise.
10. That each competent person legally resident in the United States be required to have health insurance and that any person unable to afford health insurance, based on objective criteria established by Congress, shall be provided with health insurance at public expense.
11. That those competent persons who fail or refuse to obtain health insurance when they can afford it, based on the aforementioned objective criteria, be required to pay a reasonable penalty.
