Congress needs to pass a bill requiring any business in America who extends credit to and profits from consumers to report to all three bureaus. The discrepancies between information credit reporting bureaus have is ridiculous, and the consumers who keep those companies in business are the ones who pay the price. Just because it is "cost effective" to report to only one bureau isn't a valid reason to put consumers in a bad light with potential creditors because the reporting company wants to save a few bucks. Do the right thing Congress.