Demand an End to States' Non-Judicial Foreclosure, Now!

Challenging a Nonjudicial Foreclosure in Court because you don't have the opportunity to raise defenses to the foreclosure in a nonjudicial foreclosure, if you wish to contest the foreclosure, you will have to file a lawsuit yourself. When you do this, you ask the court to temporarily stop the foreclosure so that you can resolve the legal issues in court (and possibly at trial). Once you are in court, you can raise the same defenses you would have raised in a judicial foreclosure proceeding.
In these lawsuits, you typically ask the court for three things, in the following order:
a temporary restraining order
a preliminary injunction (which, in foreclosure actions, will last until the court decides the case), and
a permanent injunction (which will be issued if the judge decides in your favor).
States Where Foreclosures Are Usually Nonjudicial Alabama, Alaska, Arizona, Arkansas, California, Colorado, District of Columbia (sometimes), Georgia, Idaho, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico (sometimes), North Carolina, Oklahoma (unless homeowner requests judicial), Oregon, Rhode Island, South Dakota (unless homeowner requests judicial), Tennessee, Texas, Utah, Virginia, Washington, West Virginia, and Wyoming.
Lets' require that all foreclosures be judicial, and liable for a deficiency after the foreclosure sale!