Demand an End to Non-refundable Gift cards

I have bought my girlfriend dozens of Gift Cards and before I got home they had been Hacked and has Zero Balance after paying cash $500 $400 $200 and $100 many times Sephora, Nordstrom, Razor Gold,Steam, Vanilla $4.95 added to get Ripped Off by Billionaire Corporations who make a profit from selling Trash Gift Cards...Every cards purchased should be insured and money instantly refunded with no Questions Asked.
Safeway, Kroger, Walmart, Target Walgreens, and Family Dollar tell me to call the number on the back ..Stop Robbing the Poor Now and make them pay refunds