CitiMortgage gouging prices

They foreclosed on me illegally and 2007 we settled in 2007 for 29,000 they put the check in is 26000. They said they go back and redo the loan instead they rode alone for 72000. They go back continuously and say I'm in behind us so much behind and they are able to go back in the courts and do this over and over and nobody their letter never shows the 29000 payments they never showed up late payments applied. They also use the term applied in an unknown account attached to your account. I have checks that have posted 9 exempting accounts that were never applied to my account but they took