Using Perodua’s Loan Kereta Calculator: The Smart Way to Finance Your Next Car

Financing a car involves understanding the total cost over time, and Perodua’s Loan Kereta Calculator is designed to help Malaysian car buyers manage this process smartly. The calculator simplifies car loan estimation, empowering buyers to take control of their budgets and plan purchases with confidence.
What is the Perodua Loan Kereta Calculator?
The Loan Kereta Calculator is an online tool available on the Perodua website where buyers input key figures such as On-The-Road (OTR) price, down payment, loan tenure, and interest rate. The calculator instantly returns an estimated monthly repayment figure.
How It Simplifies Car Loan Planning
Customize Your Loan: By adjusting the down payment or loan duration, users see how it affects monthly installments.


Variety of Models: It supports all Perodua models, from compact cars like the Axia to SUVs like the Ativa.

Budget-Friendly: Knowing monthly payments helps buyers avoid taking on unaffordable loans.

Transparent Interest Rates: Perodua offers competitive interest rates typically between 2.6% to 3.4%, and the calculator reflects these to provide accurate projections.

How to Use the Calculator Effectively
To maximize benefits:
Select the Perodua model you want.

Enter accurate OTR price including insurance and road tax.

Estimate your affordable down payment.
Choose the loan period (usually 1 to 9 years).

Include interest rate from your bank or loan provider.

Review estimated monthly payments and adjust if necessary.

Conclusion
The Perodua Loan Kereta Calculator provides a transparent, easy-to-use platform for smart car financing decisions. It enables Malaysian buyers to plan ahead, compare models, and choose loan options without surprises.