Make people with good credit but have student loan debt exempt from the new mortgage rules.

I know people who are struggling to keep their credit scores high and are living paycheck to paycheck and do not qualify for mortgages due to student loan debt. Now the new ridiculous rules to help the lower credit score people afford a mortgage by raising rates on student loan debt people with high credit scores isn't fair at all. They should be excluded from this ridiculous law. They can't get a mortgage either.