If your bank accounts are frozen that means someone (planintiff) has filed against you for an unpaid debt and won a judgement against you. You should also have received a notice in the mail.. well not with Mel. S. harris. Their hustle is they send a notice to a fictious address and you don't show up to court to defend yourself and they win, and then they send a copy of a court order to all the bank in the state to freeze your account ARE YOU KIDDING ME!! I didn't even realize these people were suing me and the sad part is this is for an old credit card I had about 8 yrs ago and the balance owed was $900 and they want me to pay $3,000- 4,000 to unfreeze my accounts (ludicrous) .. watch out cause you could be next!!!
their are many many more check the link below to see.
http://www.budhibbs.com/debtcollectorpages/harris_mel_cmts.htm