Creating a Will isn't just about dividing assets. It's about 
protecting the people you love most and reducing avoidable costs and stress. It's one of the kindest gifts you can leave behind. 
A complete Will and Powers of Attorney can: 
• Prevent costly disputes and delays 
• Ensure your wishes, not guesswork, or the province of Ontario, guide your family's decisions 
The numbers are staggering:
- 62% of Canadians don't have a Will 
 
- Over 75% don't have Powers of Attorney for Care and Property
 
That means countless families will face 
unnecessary stress, costs, and disputes when the time comes. 
And here's the part many people don't realize: to complete a legal Will or Powers of Attorney, 
you must have the mental capacity to understand your choices. For those living with dementia, that window of time can close quietly and quickly. 
On top of that, if you pass away without a Will, 
the province of Ontario creates one for you. That can mean delays, extra fees, and family conflict that no one wants. 
November is Make a Will Month. Sign up to receive our free Estate Planner & Guide, which will walk you through what to gather, what decisions to make, and how to talk to a professional.