social security is each citizens personal money

to retrieve each American citizens personnel social security contribution( not employers matching contribution) on a 1 time basis, between the ages of 35 and 65, in a entire lump sum, after an inflation adjustment for each prior work, up to that current time.Citizen now can spend or invest how they choose with their own earnings. If they just so happen to start a Business with it, they would be giving back to their community and Uncle Sam.