Tell legislators to stop credit inquiries on reports for 12 months!

Every creidt inquiry drops a person's FICO score 12 points and remains on their credit report for 12 months, often without their knowledge. There is no good reason why these should remain on the report for 12 months. Empower the Consumer Financial Protection Agency to order credit reporting agencies like Equifax, Trans Union, Experian to remove credit inquiries after 30 days