Oregon's elected leaders are currently considering House Bill 2920, which is likely to make insurance more expensive for most Oregonians like you. This bill will dramatically change the way auto insurance is priced by banning insurers from considering important factors, like age and occupation, that help discount your policy premium.
Firefighters and other first responders, teachers, nurses, retired seniors, active military, and more will lose discounts they have earned and likely see their auto insurance premiums increase significantly.
We need your help! Use our contact tool to tell your legislators that, as a constituent, you need them to oppose higher insurance costs for Oregonians.
Dear Legislator:
I'm writing today to tell you why, as your constituent, I must urge you to oppose House Bill 2920. HB 2920 would dramatically alter the way auto insurance is priced by banning true risk-based rating and eliminating discounts, risking market disruption and higher insurance costs. This policy, which voters already rejected overwhelmingly when it was on the ballot in 2006, could make it harder for Oregonians to get affordable car insurance rates at a time when we are already struggling with higher costs everywhere.
Increasing my car insurance costs, on top of everything else, would be devastating to me and my family. In 2021, when the Washington state insurance commissioner enacted a policy like HB 2920, it caused significant disruption to the market and over 60% of consumers saw their insurance rates rise. Studies show the same would likely happen here and Oregonians can't afford that – budgets are stretched too thin already.
Firefighters, teachers, nurses, active military, and others will likely see their rates increase significantly.
With less basis to set rates based on risk, the average Oregon policyholder will pay more for auto coverage. We simply cannot afford such a significant rise in premiums. I am asking you to urgently oppose House Bill 2920.
Thank you,
[NAME]
